What is Rankk?

Your money may be spread across several different apps and financial institutions. Rankk brings that information together in one simple view.

For example, you may have:

• A checking account at one bank
• A savings account at another bank
• Two credit cards
• A car loan
• A retirement or investment account

Instead of checking each account on its own, Rankk helps you understand how they all work together. Follow the steps to connect a financial account to get started.

Rankk helps you see how much money is coming in and where it is going. You can review your spending by category, merchant, account, or time period, which makes it easier to notice habits and changes.

For example, Rankk may help you see that:

• You spent more on dining this month
• Your grocery spending went down
• A subscription increased in price
• One merchant made up a large part of your spending
• Your total monthly expenses were higher than usual

Learn more about understanding your spending.

Your net worth is the total value of what you own minus what you owe. Rankk brings your assets and debts together so you can track how your net worth changes over time.

Rankk can also help explain why your net worth changed. It may have increased because you saved more money, paid down debt, or gained value in an investment.

Learn more about how net worth works.

Rankk helps you understand how parts of your financial life compare with people in a similar group. Your rank and percentile can show where you are doing well and where you may have room to improve.

For example, being in the 82nd percentile means you are ahead of 82% of people in your selected comparison group.

Your private balances, transactions, and account details are never shown to other Rankk users.

Learn more about how your Rankk percentile works and how comparison groups work.

Rankk AI can use your connected financial information to answer questions about your money. Instead of giving you a general answer, Rankk AI can look at your actual spending, income, balances, debts, investments, and goals.

You could ask:

• “How much can I safely spend this month?”
• “Why did my net worth go down?”
• “Where am I spending more than usual?”
• “Can I afford this purchase?”
• “When could I save enough for a down payment?”
• “Which subscription costs me the most each year?”
• “What should I focus on next?”

Rankk AI can explain what is happening, show the numbers behind the answer, and help you understand possible next steps.

Learn more about how to use Rankk AI and how Rankk AI uses your financial information.

Budgeting helps you manage the money coming in and going out during the current month. Rankk can help you create a monthly budget, prepare for upcoming bills, manage subscriptions, and stay on track.

For example, you could use Rankk to:

• Set a monthly dining budget
• See how much is safe to spend before payday
• Prepare for upcoming bills
• Adjust category amounts during the month
• Find subscriptions you may no longer need

Browse the Budgeting topic.

Financial planning looks beyond the current month. Rankk can help you compare how saving, investing, paying down debt, changing income, or making a major purchase could affect your future net worth.

For example, you could use Rankk to:

• Compare different saving and investing amounts
• See the possible effect of paying debt down faster
• Explore how an income change could affect your future
• Model a home, vehicle, or other major purchase

Learn more about how financial planning works in Rankk.

Rankk is designed to help you notice important financial changes as connected account information updates.

Consumer push notifications and selectable financial alert categories are not currently available.

Learn more about how to manage Rankk notifications and Rankk widgets.

1. Create or sign in to your Rankk account.
2. Connect the financial accounts you want to include.
3. Review your balances and transactions.
4. Explore your spending, net worth, rank, monthly budget, financial forecast, and Rankk AI.
5. Adjust your connected accounts and other available settings at any time.

The more complete your connected financial picture is, the more useful Rankk can be.