Choose your actions
Each action shows how many points it could potentially add to your score.
Total potential gain+47 pts
Check your creditscore for free
See your score, track changes over time, and get clear insights into what's helping or hurting your credit.
Your credit score
748
Good
18 ptsvs last month
Your credit score
748
Good
18 ptsvs last month
Your credit score is in the top 26% of people in your age group.
Your credit score is in the top 26% of people in your age group.
SCORE BREAKDOWN
See what impacts your score
See how each factor affects your score, what’s helping, and where you can improve.
Score factors
Your score is calculated using five key factors.
Payment history35%
Excellent
Credit utilization30%
Good
Length of credit15%
Good
Credit mix10%
Good
New inquiries10%
Low impact
IMPROVE YOUR SCORE
Know what to do next
Pick the actions you'd take and watch how your score could grow over the next 12 months.
Your score outlook
748
Good
795
Good
12-month projection
CREDIT SCORE FAQ
Common questions about credit scores
Everything you need to know about checking, tracking, and understanding your score.
A credit score is a number that represents your creditworthiness based on information in your credit report, such as payment history, balances, and account age.
Take control of your credit.
Track your score, understand what affects it, and know what to focus on next.