Understanding Your Rankk Percentile

A percentile shows your position compared with other people.

For example:

• 25th percentile: higher than 25% of the comparison group
• 50th percentile: near the middle of the comparison group
• 75th percentile: higher than 75% of the comparison group
• 90th percentile: higher than 90% of the comparison group

A higher percentile means your result is ahead of more people in the selected group.

Imagine your comparison group includes 1,000 people.

If you are in the 82nd percentile, your result is higher than about 820 people in that group.

About 180 people may have a higher result.

The percentile helps turn a financial number into something easier to understand.

Your percentile is based on the people included in your selected comparison group.

A comparison group may use details such as:

• Age range
• Income range
• Location
• Household details
• Other available comparison settings

For example, you may rank differently when compared with everyone than when compared only with people in a similar age and income range.

Your financial information did not necessarily change. The people you are being compared with changed.

The full details available depend on the comparison options currently supported in Rankk.

Rankk may show an overall percentile and separate percentiles for different parts of your finances.

These may include areas such as:

• Spending
• Saving
• Net worth
• Debt
• Investments
• Other supported financial categories

For example, you may be in the:

• 82nd percentile overall
• 74th percentile for spending
• 88th percentile for net worth
• 69th percentile for debt

This can help you see where you are doing well and which areas may need more attention.

A category percentile only reflects that part of your finances.

Your overall percentile may consider several supported financial areas together.

For example, strong savings and net worth results may help your overall position even when your spending percentile is lower.

Do not assume that averaging the category percentiles yourself will always match the overall percentile. Rankk may use additional information or calculation rules when creating the overall result.

If you are in the 82nd percentile, you may also see that you are in the top 18% of your comparison group.

These two statements mean the same thing:

• 82nd percentile
• Top 18%

You are ahead of 82% of the group, while 18% of the group is ahead of you.

Your percentile may move when:

• Your account balances change
• Your spending changes
• You save or invest more
• Your debt increases or decreases
• Your net worth changes
• A connected account updates
• You connect or remove an account
• Your comparison group changes
• The comparison data is updated

For example, paying down debt may improve a debt-related percentile.

A change does not always mean something major happened. Small changes in your finances or comparison group can also affect your position.

Rankk can only use the financial information available from your connected accounts.

A missing or outdated account may make your financial picture less complete.

For example:

• A missing savings account may make your assets look lower.
• A missing loan may make your debt look lower.
• A disconnected investment account may affect your net worth.
• Missing transactions may affect spending results.

Connecting your important accounts can give Rankk a clearer picture.

Learn how to connect a financial account.

Your Rankk percentile and credit score measure different things.

A credit score is created by a credit scoring company using information from your credit report.

Your Rankk percentile helps you understand how supported parts of your financial life compare with your selected group.

A high Rankk percentile does not guarantee a high credit score, loan approval, or interest rate.

A lower Rankk percentile also does not mean you have bad credit.

Your percentile is meant to provide context.

It does not decide whether you are good or bad with money.

Two people can have different goals, expenses, responsibilities, incomes, and stages of life.

Use your rank to better understand where you stand and which areas you may want to review—not as the only measure of financial success.

No. Other Rankk users do not see your private account balances, transactions, debts, income, or investment details through rankings.

Percentiles are designed to show your position without displaying your private financial information to the people in your comparison group.

Your exact privacy controls and available comparison settings may depend on the Rankk features you use.

Your percentile can help you:

• Understand where you stand
• Find areas where you are ahead
• Notice areas that may need attention
• Track changes over time
• Ask better questions about your finances
• Decide what to review next

For example, a lower savings percentile may encourage you to review your monthly budget or savings habits.

A higher debt percentile may show that your debt position is stronger than many people in your group.

Start by checking:

1. Whether your important financial accounts are connected
2. Whether any account needs to be reconnected
3. Whether balances and transactions are current
4. Which comparison group is selected
5. Whether a recent financial change has finished updating

Learn more about missing or outdated account information.

If your percentile still appears incorrect, contact Rankk support.

Include:

• The percentile shown
• The category involved
• The comparison group selected
• What you expected to see
• Any account that may be missing or outdated
• A screenshot, if helpful

Do not include your password, verification code, or full account number.