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Enter your age and net worth to see your estimated percentile and how
you compare with U.S. households your age.
A net worth percentile shows where your net worth falls compared with other U.S. households around your age. For example, if your net worth percentile by age is the 80th percentile, your net worth is higher than about 80% of households your age and lower than about 20%.
Unlike average net worth by age, which can be pulled higher by a relatively small number of very wealthy households, a percentile shows your position across the full distribution. Rankk's net worth percentile calculator uses Federal Reserve-based benchmarks to estimate where you stand for your age.
A good net worth percentile for your age is generally anything above the 50th percentile, or median, because that means your net worth is higher than at least half of U.S. households around your age.
Reaching the 75th percentile means your net worth is higher than about three-quarters of households your age, while the 90th percentile puts you around the top 10% for your age group.
There is no single percentile everyone needs to reach. Income, housing costs, debt, family size, and location can all change what a strong financial position looks like. The percentile is best used as a comparison benchmark, not a personal financial target.
Rankk's net worth percentile calculator uses benchmarks built from the Federal Reserve's Survey of Consumer Finances to estimate where your net worth falls for your age.
Instead of comparing you with one broad age group, Rankk uses age-specific benchmarks to give you a more precise net worth percentile by age. For the published age-group benchmarks and methodology, see net worth by age.
Average net worth by age can be misleading because a relatively small number of very wealthy households can pull the average much higher.
A net worth percentile gives you a different view. Instead of showing one average dollar amount, it shows where your net worth falls compared with households around your age. The median, or 50th percentile, marks the middle, while higher percentiles show how far you sit above that midpoint.
Your net worth rank by age is best understood through your percentile. A result in the 70th percentile means your net worth is higher than about 70% of U.S. households around your age.
Rankk uses your age to make the comparison more relevant, since a $200,000 net worth can mean something very different at 25 than it does at 55.
To calculate your net worth, add up the value of your assets and subtract your total liabilities. In simple terms:
Net worth = assets − liabilities
Assets can include cash, investments, retirement accounts, real estate, and other property. Liabilities include mortgages, credit cards, student loans, auto loans, and other debts.
If you do not know your total yet, use Rankk's free net worth calculator, then come back here to estimate your percentile by age.
Net worth changes a lot across different stages of life, so age-specific benchmarks can help put your percentile into context. Rankk's net worth by age research shows the 25th percentile, median, and 75th percentile for U.S. households across major age groups.
If you want a more personalized comparison, use the calculator above to estimate your net worth percentile by age. To learn how Rankk plans to compare net worth alongside savings, debt, income, spending, and other financial measures, see our Ranking feature.
Rankk is built to track your finances and show how your position changes as your net worth, savings, debt, income, and spending move.
